Eligibility Info

 

The rent for a unit located in the Housing Authority inventory is based upon 30% of an applicants total family income.  Certain adjustments to the income are made for those applicants which qualify and will be explained further upon meeting with one of our Property Managers.  The adjusted income for all applicants must be below the income limits shown below.

 

FY 2015 Income Limits Summary
 Allegany County, Maryland

FY 2015 Income Limit Area Median Income
Allegany County $51,600

 

FY 2015
Income Limit Category
1
Person
2
Person
3
Person
4
Person
5
Person
6
Person
7
Person
8
Person
Very Low (50%) Income Limits $26,550 $30,350 $34,150 $37,900 $40,950 $44,000 $47,000 $50,050
Extremely Low (30%) Income Limits $15,950 $18,200 $20,500 $24,250 $28,410 $32,570 $36,730 $40,890
Low (80%) Income Limits $42,500 $48,550 $54,600 $60,650 $65,550 $70,400 $75,250 $80,100


NOTE: Allegany County is part of the Cumberland, MD-WV MSA. The Cumberland, MD-WV MSA contains the following areas: Allegany County, MD ; and Mineral County, WV

The Housing Authority utilizes the following types of rents: 

1) minimum rent which is the lowest rent you will pay and is currently set by HUD at $50;

2) a formula based rent which is based upon the total family income less applicable deductions and is more than the minimum rent but less than the flat or ceiling rent.

3) a flat rent which is the highest rent you will pay for a annual period and is based upon 80% of the Fair Market Rent for a comparable size unit in the Cumberland area; and

4) a ceiling rent which is the most you will pay for a short term due to dramatic increases in income during a certification period. 

These amounts and the utility allowance (if applicable) is provided below for your information.

 

RENT SCHEDULE
FY-2016 Rent and Utility Allowance Rate Schedule
               
    Effective 4/1/2015
  Development Name       And Bedroom Size HUD 2015 FMR Minimum Rent Flat Rent 80% FMR Utility Allowance Adjusted Flat Rent Ceiling Rent
Jane Frazier Village            
  1 Bedroom $542 $50 $434 $29 $405 $542
  2 Bedroom $643 $50 $514 $32 $482 $643
  3 Bedroom $875 $50 $700 $35 $665 $875
  4 Bedroom $997 $50 $798 $38 $760 $997
Fort Cumberland Homes            
  2 Bedroom $643 $50 $514 $24 $490 $643
  3 Bedroom $875 $50 $700 $26 $674 $875
  4 Bedroom $997 $50 $798 $27 $771 $997
John F. Kennedy Apts.            
  Efficiency Unit $459 $50 $367 $0 $367 $459
  1 Bedroom $542 $50 $434 $0 $434 $542
Queen City Tower            
  Efficiency Unit $459 $50 $367 $0 $367 $459
  1 Bedroom $542 $50 $434 $0 $434 $542
  2 Bedroom $643 $50 $514 $0 $514 $643
Banneker Gardens            
  2 Bedroom Apartment $643 $50 $514 $86 $428 $643
  2 Bedroom Townhouse $643 $50 $514 $86 $428 $643
  3 Bedroom Apartment $875 $50 $700 $95 $605 $875
  3 Bedroom Townhouse $875 $50 $700 $95 $605 $875
This rate schedule is based upon the established 2015 HUD Fair Market Rents, the average 
Energy use provided by Contellation Energy/2rw Consultants and regulations established by HUD.
This schedule was approved on February 18, 2015 by the Housing Authority of the City of 
Cumberland Board of Commissioners.