Eligibility Info

The rent for a unit located in the Housing Authority inventory is based upon 30% of an applicants total family income.  Certain adjustments to the income are made for those applicants which qualify and will be explained further upon meeting with one of our Property Managers.  The adjusted income for all applicants must be below the income limits shown below.

 

FY 2014 Income Limits Summary
 Allegany County, Maryland

FY 2014 Income Limit Area Median Income
Allegany County $54,100

 

FY 2014
Income Limit Category
1
Person
2
Person
3
Person
4
Person
5
Person
6
Person
7
Person
8
Person
Very Low (50%) Income Limits $26,050 $29,800 $33,500 $37,200 $40,200 $43,200 $46,150 $49,150
Extremely Low (30%) Income Limits $15,650 $17,850 $20,100 $22,300 $24,100 $25,900 $27,700 $29,450
Low (80%) Income Limits $41,650 $47,600 $53,550 $59,500 $64,300 $69,050 $73,800 $78,550


NOTE: Allegany County is part of the Cumberland, MD-WV MSA. The Cumberland, MD-WV MSA contains the following areas: Allegany County, MD ; and Mineral County, WV

The Housing Authority utilizes the following types of rents: 

1) minimum rent which is the lowest rent you will pay and is currently set by HUD at $50;

2) a formula based rent which is based upon the total family income less applicable deductions and is more than the minimum rent but less than the flat or ceiling rent.

3) a flat rent which is the highest rent you will pay for a annual period and is based upon 80% of the Fair Market Rent for a comparable size unit in the Cumberland area; and

4) a ceiling rent which is the most you will pay for a short term due to dramatic increases in income during a certification period. 

These amounts and the utility allowance (if applicable) is provided below for your information.

RENT SCHEDULE
Effective April 1, 2014
  Development Name   Minimum Flat   Utility  Ceiling     HUD
  Bedroom Size   Rent Rent Allowance Rent   2013 FMR
  Jane Frazier Village              
  1 Bedroom   $50 $413 $35 $448   $537
  2 Bedroom   $50 $465 $39 $504   $637
  3 Bedroom   $50 $555 $42 $597   $867
  4 Bedroom   $50 $613 $45 $658   $988
                 
  Fort Cumberland Homes              
  2 Bedroom   $50 $465 $28 $493   $637
  3 Bedroom   $50 $555 $30 $585   $867
  4 Bedroom   $50 $613 $33 $646   $988
                 
  John F. Kennedy Apartments              
  Efficiency Unit   $50 $363 $0 $363   $454
  1 Bedroom   $50 $413 $0 $413   $537
                 
  Queen City Tower              
  Efficiency Unit   $50 $363 $0 $363   $454
  1 Bedroom   $50 $413 $0 $413   $537
  2 Bedroom   $50 $465 $0 $465   $637
                 
  Banneker Gardens              
  2 Bedroom Apartment   $50 $569 $86 $655   $637
  2 Bedroom Townhouse   $50 $600 $86 $686   $637
  3 Bedroom Apartment   $50 $774 $95 $869   $867
  3 Bedroom Townhouse   $50 $817 $95 $912   $867
                 

FY-2015 Rent and Utility Allowance Rate Schedule
                         
Development Name Effective 4/1/2014   HUD Effective 11/1/2014
  And Bedroom Size Minimum Rent Flat Rent Utility Allowance Ceiling Rent   2014 FMR Minimum Rent Flat Rent 80% FMR Utility Allowance Adjusted Flat Rent Ceiling Rent
Jane Frazier Village                      
  1 Bedroom $50 $413 $35 $448   $537 $50 $430 $30 $400 $460
  2 Bedroom $50 $465 $39 $504   $637 $50 $510 $33 $477 $543
  3 Bedroom $50 $555 $42 $597   $867 $50 $694 $35 $659 $729
  4 Bedroom $50 $613 $45 $658   $988 $50 $790 $38 $752 $828
                         
Fort Cumberland Homes                      
  2 Bedroom $50 $465 $28 $493   $637 $50 $510 $24 $486 $534
  3 Bedroom $50 $555 $30 $585   $867 $50 $694 $26 $668 $720
  4 Bedroom $50 $613 $33 $646   $988 $50 $790 $28 $762 $818
                         
John F. Kennedy Apts.                      
  Efficiency Unit $50 $363 $0 $363   $454 $50 $363 $0 $363 $363
  1 Bedroom $50 $413 $0 $413   $537 $50 $430 $0 $430 $430
                         
Queen City Tower                      
  Efficiency Unit $50 $363 $0 $363   $454 $50 $363 $0 $363 $363
  1 Bedroom $50 $413 $0 $413   $537 $50 $430 $0 $430 $430
  2 Bedroom $50 $465 $0 $465   $637 $50 $510 $0 $510 $510
                         
Banneker Gardens                      
  2 Bedroom Apartment $50 $569 $86 $655   $637 $50 $510 $86 $424 $596
  2 Bedroom Townhouse $50 $600 $86 $686   $637 $50 $510 $86 $424 $596
  3 Bedroom Apartment $50 $774 $95 $869   $867 $50 $694 $95 $599 $789
  3 Bedroom Townhouse $50 $817 $95 $912   $867 $50 $694 $95 $599 $789
                         
This rate schedule is based upon the established HUD Fair Market Rents, average Energy use and regulations established by HUD
This schedule was approved on August  22, 2014 by the Housing Authority of the City of Cumberland Board of Commissioners